The Ultimate Gold Karat Guide
Understanding gold purity, durability, and making the right choice for your precious jewelry. A comprehensive guide by Swarn Shikhar Jewellers.

Crafting Excellence Since 1998
Swarn Shikhar's commitment to quality
Understanding Gold Karats
Gold has been cherished in Indian culture for centuries, symbolizing prosperity, purity, and auspiciousness. But not all gold is the same—its purity is measured in karats, which determines how much actual gold is in a piece of jewelry.

The Significance of Gold in Indian Culture
In India, gold is more than just a precious metal—it's a symbol of wealth, status, and cultural heritage. From weddings to religious ceremonies, gold plays a central role in our traditions and celebrations.
At Swarn Shikhar, we understand the cultural and emotional significance of gold. For over 25 years, we've been helping families select the perfect gold jewelry that balances purity, durability, and beauty—pieces that can be treasured and passed down through generations.
Purity
The higher the karat, the purer the gold. Pure gold is 24 karats, but it's often mixed with other metals for durability.
Durability
Lower karat gold contains more alloy metals, making it more resistant to scratches and everyday wear.
Appearance
Different karats offer varying shades of gold, from rich yellow to subtle pale hues, affecting the jewelry's aesthetic appeal.
Value
Gold's value is determined by its weight, purity, and craftsmanship—making it both a beautiful adornment and a wise investment.
Pure Gold and Traditional Indian Choices
In India, 22K and 24K gold are the most popular choices for jewelry, especially for weddings and important celebrations.

24K Gold: The Purest Form: 99.9%
24K gold is considered the purest form of gold, containing 99.9% gold with minimal traces of other metals. In Indian culture, pure gold holds special significance for religious ceremonies, temple offerings, and as gifts for auspicious occasions.
Advantages
- Highest gold content and value
- Rich, vibrant yellow color
- Considered most auspicious
- Hypoallergenic (no alloys)
Limitations
- Very soft and easily scratched
- Not suitable for daily wear
- Limited design options
- Higher price point
At Swarn Shikhar, we recommend 24K gold for investment pieces, religious items, and special ceremonial jewelry that won't be subjected to daily wear.

22K Gold: The Traditional Choice: 91.6%
22K gold contains 91.6% pure gold and 8.4% other metals like silver, copper, or zinc. This is the traditional standard for Indian jewelry, offering an excellent balance between purity and durability.
Advantages
- High gold content with better durability
- Beautiful rich yellow color
- Suitable for intricate designs
- Traditional choice for Indian weddings
Limitations
- Still relatively soft
- May show wear over time
- Slightly more expensive than 18K
- Requires occasional polishing
22K gold is our most recommended option for traditional Indian jewelry, including mangalsutras, thalis, temple jewelry, and bridal sets that balance cultural significance with practical wearability.
KDM Jewelry: The Perfect Balance
Discover why KDM jewelry offers exceptional value with its ideal combination of purity, strength, and lower making charges.

Why Choose KDM Jewelry?
Consistent Purity
Unlike traditional soldering methods that could reduce gold purity when melted, modern KDM-style jewelry maintains its stated purity even after melting. This means you get full value when you eventually sell or exchange your jewelry.
Superior Finish
The advanced soldering techniques used in modern KDM-style jewelry result in smoother joints and more refined details, giving your jewelry a premium look and feel that stands out.
Perfect Balance
At 20 carats, KDM jewelry offers an ideal balance between the rich yellow color of traditional Indian gold and the durability needed for everyday wear. It's the sweet spot for those who want both beauty and practicality.
Value Retention
Modern KDM-style jewelry is crafted using safe, advanced alloys that ensure your jewelry retains both its beauty and value over time, making it an excellent investment for the future.
Swarn Shikhar's Recommendation
At Swarn Shikhar, we highly recommend both 22K and 20K hallmarked gold jewelry for customers seeking the perfect balance of traditional Indian aesthetics, practical durability, and excellent value. With proper BIS hallmarking, both options offer guaranteed purity and authenticity.
Our craftsmen use the latest techniques to create stunning pieces in both 22K and 20K gold that maintain their purity and beauty for generations. Whether you choose 20K for its affordability and durability or 22K for its traditional richness, all our jewelry comes with BIS hallmarking for your peace of mind.
Contemporary and Durable Options
For modern designs and everyday wear, 18K and 14K gold offer excellent durability while maintaining beautiful aesthetics.

18K Gold: The Versatile Option: 75%
18K gold contains 75% pure gold and 25% other metals. This composition creates a durable material that retains much of gold's desirable properties while being suitable for everyday wear.
Advantages
- Good balance of purity and strength
- Warm, attractive gold color
- Suitable for intricate designs
- Less prone to scratching than 22K
Limitations
- Less pure than traditional Indian gold
- Slightly lighter color than 22K
- May cause reactions in very sensitive skin
- Less traditional for ceremonial jewelry
At Swarn Shikhar, we recommend 18K gold for contemporary designs, engagement rings, and everyday jewelry that needs to withstand regular wear while maintaining a luxurious appearance.

14K Gold: The Durable Choice: 58.3%
14K gold contains 58.3% pure gold and 41.7% other metals. While less common in traditional Indian jewelry, it's gaining popularity for contemporary designs and everyday pieces.
Advantages
- Excellent durability for daily wear
- More affordable than higher karats
- Resistant to scratches and dents
- Ideal for active lifestyles
Limitations
- Paler gold color
- Higher alloy content may cause allergies
- Not traditional for Indian ceremonies
- Lower gold content affects resale value
We recommend 14K gold for everyday jewelry, office wear, and pieces that will see frequent use. It's particularly suitable for rings, bracelets, and other items that may experience regular impact or friction.
Hallmarking Information
Gold jewelry must be hallmarked to ensure its authenticity and quality. Here's a brief overview of the hallmarking process:
Hallmarking Process
Gold is tested for purity using various methods, including acid testing, electronic testing, and X-ray testing. The hallmark indicates the gold's karatage and the purity percentage.
At Swarn Shikhar, we use state-of-the-art testing equipment to ensure the authenticity of our gold jewelry. Our hallmarked products are certified by the Indian government, guaranteeing their purity and quality.

Caring for Your Gold Jewelry
Proper care ensures your gold jewelry maintains its beauty and luster for generations to come.
Understanding Tarnishing Risks
While pure gold does not tarnish, the alloy metals mixed with it in lower karat gold can react with air, moisture, and chemicals over time. Here's what you need to know about tarnishing risks for different gold karats:
Higher Karat Gold (22K-24K)
- Minimal tarnishing risk due to high gold content
- Maintains its color and luster for longer periods
- Less reactive to chemicals and environmental factors
- May still develop a patina over decades if not properly stored
Lower Karat Gold (14K-18K)
- Higher tarnishing risk due to greater alloy content
- May develop slight discoloration over time
- More reactive to sweat, perfumes, and household chemicals
- Regular cleaning required to maintain appearance
In the Indian climate, especially in coastal and high-humidity areas, gold jewelry may require more frequent cleaning and care to prevent tarnishing and maintain its brilliance.
Gold Jewelry Care Guide
At Swarn Shikhar, we recommend the following care practices to keep your gold jewelry looking beautiful for generations:
Daily Care Tips
- Remove jewelry before bathing, swimming, or using household cleaners
- Apply perfumes, lotions, and cosmetics before wearing your jewelry
- Store pieces separately to prevent scratching
- Wipe jewelry with a soft cloth after wearing to remove oils and moisture
Cleaning Methods
- Soak in warm water with mild soap for 15-20 minutes
- Gently scrub with a soft toothbrush, especially in crevices
- Rinse thoroughly and pat dry with a soft cloth
- For stubborn tarnish, visit us for professional cleaning
Professional Maintenance
For optimal care, we recommend bringing your gold jewelry to Swarn Shikhar every 6-12 months for:
- Professional deep cleaning
- Checking and tightening of settings
- Inspection for wear and potential issues
- Polishing to restore shine and luster
Explore All Options
Discover our complete range of gold jewelry options and find the perfect piece that matches your style, budget, and requirements.
Our Recommendations
For Traditional Indian Jewelry
For bridal sets, temple jewelry, and traditional pieces with cultural significance, we recommend:
- 22K gold - Balances purity with durability
- 24K gold - For special ceremonial pieces and investment
- 20K KDM-style gold - For value-conscious buyers seeking traditional aesthetics
For Contemporary & Daily Wear
For modern designs, office wear, and pieces that will see frequent use:
- 18K gold - Elegant appearance with good durability
- 14K gold - Maximum durability for active lifestyles
- 20K KDM-style gold - Excellent balance of beauty and strength
At Swarn Shikhar, our experts are always available to help you select the perfect gold karat for your specific needs, preferences, and budget.