NIBR ACA 1 KG Pure Silver Bar
National India Bullion Refinery • 999+ Fine Silver • 1000 Grams
There is a reason families across India have trusted silver as a store of value for generations. This NIBR ACA 1 KG pure silver bar — minted by National India Bullion Refinery, one of Mumbai's most respected bullion houses since 1970 — puts a full kilogram of 999+ fine silver in your hands. Whether you are securing wealth for the next generation, marking Dhanteras with a time-honoured tradition, or diversifying beyond gold, this bar carries the weight of trust, purity, and purpose.
Product Specifications
Metal
Fine Silver
Purity
999+ (99.9%)
Weight
1 KG (1000g)
Refinery
NIBR ACA SONS
Full Details
Why Invest in a 1 KG Silver Bar?
Silver has been recognised as a store of value for over 5,000 years — long before stock markets or cryptocurrency existed. In India, silver is not just a commodity; it is woven into the cultural fabric of wealth preservation, festive traditions, and family legacy. A 1 KG bar is the sweet spot for serious investors: large enough to minimise per-gram premiums, compact enough to store safely at home or in a bank locker.
Proven Price Performance
Silver prices surged approximately 87% through 2025, outpacing even gold's 54% gain. With industrial demand from solar panels, electric vehicles, and AI infrastructure accelerating, many analysts expect supply deficits — now entering the fifth consecutive year since 2021 — to keep upward pressure on prices.
Inflation Hedge & Safe Haven
Unlike paper assets that can lose purchasing power during inflationary cycles, physical silver retains intrinsic value. When equity markets falter or currencies weaken, precious metals have historically served as a financial anchor for Indian households — a tradition that stretches back to the Mughal era.
Lower Entry Point Than Gold
At roughly 1/80th the price of gold per gram, silver lets you build a meaningful precious metals position without the capital requirement of gold bars. The gold-to-silver ratio has historically mean-reverted from current elevated levels, suggesting silver may have more room to appreciate.
Portfolio Diversification
Financial advisors recommend allocating 5–15% of a portfolio to precious metals. Physical silver has a low correlation with equities and bonds, reducing overall portfolio risk. Unlike silver ETFs or digital silver, a physical bar has no counterparty risk — you hold the asset directly.
Silver at a Glance
Dual Demand Driver
Silver is both a precious metal (monetary demand) and an industrial metal (used in electronics, solar cells, medical devices, and EV components). This dual demand creates a floor that purely monetary metals lack.
Supply Deficit Since 2021
Global silver demand has exceeded mine supply for five consecutive years. The Silver Institute reports that industrial fabrication, especially from the solar photovoltaic sector, continues to grow faster than production can keep pace.
Tangible, No Counterparty Risk
A physical 1 KG bar sitting in your bank locker or home safe depends on no exchange, broker, or digital platform. It is yours outright — the purest form of ownership.
Highly Liquid
A branded 1 KG silver bar from a recognised refinery like NIBR ACA is instantly sellable at any jeweller, bullion dealer, or pawnbroker in India. The 999+ purity and refinery markings make valuation straightforward — no appraisal delays.
Tax Quick Reference
GST: 3% • LTCG (>24 months): 12.5% • STCG: Slab rate
Keep your Swarn Shikhar purchase invoice for tax filing
The Refinery Behind the Bar
National India Bullion Refinery ACA SONS — known in bullion circles simply as NIBR ACA — has been a fixture of Mumbai's precious metals trade since 1970. Operating from the historic Zaveri Bazaar corridor, the refinery has built its reputation on one principle: uncompromising purity. Their refining operations are capable of producing gold and silver at up to 999+ fineness, meeting the most stringent international standards.
The tree emblem stamped on every NIBR ACA bar is more than a logo — it is a mark of provenance that jewellers and bullion dealers across Western India recognise instantly. The refinery holds government authorisation for hallmarking, which means its assaying and purity certification processes are audited and verified by the Bureau of Indian Standards (BIS). When you hold an NIBR ACA silver bar, you hold a product whose chain of purity runs from the refining furnace to your hand, with no intermediary dilution.
At Swarn Shikhar Jewellers, we have sourced bullion from NIBR ACA for years. Our customers know that when we put our name alongside a refinery brand, we have vetted the product personally. Every 1 KG bar we sell comes with the original NIBR ACA branded packaging — the red and gold card with the refinery seal — so you can verify authenticity at any time.
Understanding Silver Purity
Not all silver is the same. Here is why 999+ purity matters for investment and how it differs from jewellery-grade sterling silver.
999+ Fine Silver
This bar's purity grade
925 Sterling Silver
Jewellery-grade alloy
Perfect Occasions to Buy or Gift Silver
Silver has deep roots in Indian tradition — every major milestone has a connection to this precious metal
Dhanteras & Diwali
Dhanteras — the thirteenth day of Krishna Paksha in Kartik — is the most auspicious day in the Hindu calendar to purchase precious metals. Buying silver on this day is believed to invoke Goddess Lakshmi's blessings and multiply your household wealth through the coming year. A 1 KG silver bar is a substantial Dhanteras investment that families cherish for generations.
Akshaya Tritiya
The word “Akshaya” means “never diminishing.” Purchasing precious metals on this day — falling in the month of Vaishakha — is believed to bring prosperity that never depletes. Many families start their children's silver portfolio with a 1 KG bar on this date, creating a financial foundation that grows alongside them.
Griha Pravesh & Housewarming
Entering a new home with silver is deeply auspicious — it symbolises financial stability and a wish for the household to prosper. A silver bar is a thoughtful housewarming gift that holds real monetary value while carrying genuine cultural significance.
Weddings & Anniversaries
In many Indian communities, silver is part of the traditional trousseau and wedding gifts. A 1 KG silver bar is a modern way to carry forward this custom — an investment gift for the newlyweds' future. The 25th wedding anniversary is specifically called the “Silver Jubilee,” making a silver bar the quintessential milestone gift.
Corporate Milestones
For business partners, key employees, or commemorating a company milestone, a branded silver bar conveys respect and serious intent. It stands apart from generic corporate gifts — a tangible asset that appreciates over time, reinforcing the message that you value the relationship.
Child's Birth & Naming Ceremony
Starting a precious metals portfolio for a newborn is a tradition that transcends cultures. A 1 KG silver bar purchased at birth becomes a meaningful legacy piece — something the child can hold, value, and potentially build upon as they grow into adulthood.
How to Verify Authenticity
Your confidence in this bar's purity matters to us. Here are the methods — from simple at-home checks to professional certification — to verify what you hold.
Visual Inspection
Check for the NIBR ACA logo, tree emblem, “FINE SILVER 999+” stamp, and “1 KG” weight marking. The engravings should be crisp, sharp, and evenly spaced. Blurry or misaligned markings are a red flag. The branded red and gold packaging card should bear the National India Bullion Refinery ACA SONS name and seal.
Magnet Test
Pure silver is not magnetic. Hold a strong neodymium magnet against the bar — it should not stick or be attracted. If the bar responds to the magnet, it contains ferrous metals and is not genuine fine silver. This simple test can be done at home in seconds.
Ice Test
Silver has the highest thermal conductivity of any metal. Place an ice cube on the bar — it should begin melting noticeably faster than on a steel or copper surface. The rapid heat transfer confirms you are holding genuine silver, not a plated base metal.
Weight & Dimension Check
Weigh the bar on a precision scale — it should read exactly 1000 grams (±0.5g tolerance). Silver's specific gravity is 10.49 g/cm³, meaning you can also verify by measuring dimensions and calculating expected weight. Even small discrepancies may indicate tampering.
Professional Verification: For complete peace of mind, bring the bar to any BIS-authorized assaying centre or to our Chembur store. We offer XRF (X-ray fluorescence) testing — a non-destructive, instant purity verification that confirms the exact silver content without damaging the bar.
Storage & Care Guide
Airtight Storage
Store in the original NIBR ACA packaging or wrap in anti-tarnish cloth and place inside an airtight container. Add silica gel packets to absorb moisture. Keep in a bank locker, home safe, or a cool, dry cupboard away from direct sunlight. Ideal conditions: 15–25°C, humidity below 50%.
What to Avoid
Never store near rubber bands, newspaper, wool, PVC plastics, or household chemicals — they release sulfur compounds that cause tarnishing. Avoid handling with bare hands for extended periods; fingerprint oils can leave marks. Do not store in gun safes (gunpowder contains sulfur) or near heating vents.
If Tarnishing Occurs
Tarnish on 999 fine silver is uncommon but not harmful — it does not reduce the bar's purity or investment value. Gently buff with a soft silver polishing cloth. For heavier tarnish, the baking soda + aluminium foil method works safely. Never use abrasive cleaners. Visit our Chembur store for professional cleaning if needed.
Frequently Asked Questions
999+ purity means the bar contains at least 99.9% pure silver with only trace impurities. This is the highest commercial silver purity available, also called 'fine silver.' It is the standard for investment-grade bullion worldwide. The NIBR ACA bar is stamped with '999+' and carries the refinery’s tree emblem as a guarantee of this purity. You can verify it further with a BIS hallmark check or an XRF (X-ray fluorescence) test at any authorized assaying centre.
Get Today's Silver Bar Price Instantly
Silver prices change throughout the day. WhatsApp us for a real-time quote on the NIBR ACA 1 KG bar — or visit our Chembur store to see the full range of silver bars, coins, and investment options in person.
25+ Years Serving Mumbai
Trusted by thousands of families across Mumbai since 1999.
3 Generations Family Legacy
A family tradition of fine jewellery craftsmanship passed down through generations.
BIS Hallmark Certified Purity
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Our Guarantees
Authenticity Guarantee
Every piece comes with certification. Gold is BIS hallmarked, diamonds include IGI or GIA certificates.
Craftsmanship Guarantee
Our master craftsmen back every piece with a lifetime craftsmanship guarantee. If anything loosens or breaks under normal wear, we fix it free.
Timely Delivery
Custom orders delivered on the agreed date, with WhatsApp updates as your piece takes shape.
Transparent Pricing
Making charges, wastage, and final price — all explained upfront before you decide. No hidden costs.
"We've been serving Mumbai families since 1986. Every customer who walks through our door is family."
- Pukhraj Jain, Founder